Our Vision
To be the most trusted SACCO, recognised for dependable financial solutions, member-focused service, and lasting impact in the communities we serve.
Investments & Homeownership
Build Wealth Through Ownership & Investment
Grow long-term value through shares, dividends, and JHP Housing opportunities.
Savings & Financial Growth
Save Consistently. Grow Confidently.
Structured savings that support your goals, borrowing power, and financial security.
Loans & Credit Solutions
Affordable Credit When Opportunity Calls
Flexible credit for personal, business, education, and development needs.
Insurance & Financial Protection
Protect What Matters Most
Protect your health and assets with affordable insurance financing.
Share Dividends
Grow Your Wealth
Build value with competitive annual dividends.
1500+
Happy Members
95%
Loan Approval Rate
10+ Yrs
In Service
About Us
Empowering Financial
Growth Together
JHP SACCO is a SASRA-licensed, member-owned financial cooperative committed to fostering a long-term savings culture and providing affordable, accessible credit. Membership is open to individuals, chamas, and corporate organizations seeking sustainable financial growth.
We mobilize savings, invest strategically, and offer credit facilities from 5% to 18% with flexible repayment up to 48 months. Guided by transparency, integrity, and innovation, we deliver client-centric solutions that accelerate economic empowerment and prosperity.
Read MoreOur Mission
We empower our members to live with dignity and accomplishment throughout their lives by promoting a strong savings culture and providing accessible, affordable financial solutions.
Our Core Values
We act with accountability, empower our members to grow, deliver responsive service, and lead with empathy in every member relationship.
Flexible Financing for Every Goal
Our Loan Products
Normal Development Loan
Access capital for personal projects at 0.5%–1% monthly interest on a reducing balance, with a repayment period of up to 48 months.
Read MoreEmergency Loan
Get quick support for urgent needs, with processing within 12 hours and a practical repayment period of up to 12 months.
Read MoreEducation Loan
Finance your education or your children’s schooling with favourable terms and a manageable repayment plan that keeps your goals within reach.
Read MoreInsurance Financing
Access medical and motor insurance financing at a fixed rate of 6%, repayable within six months, so essential cover remains affordable.
Read MoreInstant Loan
Get an instant loan for immediate needs with a fixed interest rate of 10%, repayable within four months.
Read MoreSavings Plans
Grow your wealth through attractive savings plans that earn dividends and interest on your deposits while strengthening your borrowing capacity.
Read MoreFinancial Services Designed Around Your Goals
Services
Join JHP SACCO
Share your details and our membership team will be in touch.