Plan today. Grow tomorrow.

Savings Plans

Build a steady savings habit and work toward the financial goals that matter to you.

A member setting aside money in a savings bank
Savings with JHP SACCO

Committed to your financial growth and security.

Make your savings work toward the life you want. Build a steady habit, strengthen your member benefits, and plan for the goals that matter to you with JHP SACCO.

  • Build your savings with regular monthly deposits
  • Earn annual interest on deposits, subject to current terms
  • Grow your borrowing capacity through savings and shares
  • Plan ahead for education, projects, and emergencies
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Savings and investment options

Find the savings approach that fits you.

Regular savings deposits

Regular deposits form the foundation of your financial growth with JHP SACCO. They earn interest and contribute to your borrowing eligibility under the SACCO’s current terms.

Key features

  • Minimum monthly contribution: KES 2,000
  • Earn interest at the end of each financial year
  • Contributes to loan eligibility, together with share capital
  • Can be used as loan security
  • Withdrawable when ceasing membership, within 60 days
  • No hidden charges or fees, according to the savings page

How regular saving can help

  • Builds a consistent financial habit
  • Helps prepare for future financial needs
  • Can increase borrowing capacity over time
Plan with a clear picture

Savings growth calculator

Adjust your monthly contribution and timeframe to see an illustrative projection using the 7% annual deposit interest listed on the JHP SACCO savings page.

KES 10,000
KES 2,000KES 50,000
5 years
1 year10 years
Illustrative projected balance

KES 738,395

Estimate assumes contributions are made throughout each year and applies 7% annually. Actual interest and returns may differ.

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