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Loan Calculator
Estimate your monthly repayments, savings contributions, and loan eligibility with JHP SACCO.
Important SACCO rules and conditions
- Minimum shares: KES 50,000
- Minimum 6 months of consistent savings
- Borrow up to 6× shares and 3× savings
- Loan repayment should not exceed ⅔ of income
- Minimum monthly savings: KES 2,000
- Risk premium may apply during the first 12 months
- Loans must be secured by guarantors
- Late payment penalty: 1% per month
Estimates are indicative only. Confirm current rates, eligibility, and terms with JHP SACCO before applying.