For personal projects
Access capital to support projects and goals that matter to you.

Flexible financing for your personal projects.

Whether you are moving a personal project forward or working toward an important goal, a Normal Development Loan can help you access the capital you need with a clear repayment timeframe.
A considered approach to financing your next project.
0.5%–1%
Reducing balance
Up to 48 months
Understand the key terms, talk through your plans, and choose a repayment period that works for you.
Access capital to support projects and goals that matter to you.
The monthly interest rate is 0.5%–1% on a reducing balance.
Repayment can be arranged over a period of up to 48 months.
Speak with JHP SACCO to discuss your project and get clear guidance on the application steps.